"The mortgage spread has dropped to a 3-year low. That's good news for homebuyers and refinancers"
"The tape isn’t just confirming — it’s over-delivering"
"When Core CPI is above 3% AND rising, the Fed has only cut rates one time"
"The Nasdaq Comp continues to eerily track its mid-1990s bull run"
"Should interest rate relief be delayed, small caps will likely underperform"
Retail flows are marching higher, Pros flows have been trending sideways
